So löst man Probleme in der staatlichen Finanzbranche

HSH Nordbank will 50 Milliarden Euro Risiko-Positionen auslagern Die HSH Nordbank will nach Informationen des SPIEGEL ihre Bilanz bereinigen, indem sie Risiko-Optionen im Umfang von 50 Milliarden Euro in eine externe Gesellschaft schiebt. NRW-Ministerpräsident Rüttgers feilt derweil an einem separaten Rettungspaket für die Landesbanken. Hamburg - Das Ziel ist klar: Durch das Auslagern der Risiko-Optionen in eine externe Gesellschaft wird die Bilanz bereinigt - und die Kapitalquote soll auf mindestens acht Prozent angehoben werden. Offen ist nach Informationen des SPIEGEL noch, wie viel frisches Geld die Eigentümer zusätzlich liefern müssen und wie die Haftungsverhältnisse für die neue Gesellschaft aussehen werden. Mit der Maßnahme kommt die HSH Nordbank den Forderungen des Sonderfonds Finanzmarktstabilisierung (Soffin) nach. Der Soffin hat bereits Liquiditätsgarantien von 30 Milliarden Euro zugesagt. Im Gegenzug muss die HSH Nordbank bis Ende Februar ein Sanierungskonzept vorlegen. (...) Zitat aus: Spiegel Online vom 6.12.2008 - Autor: sam -

Ein paar Fragen dazu:

• Ist es eigentlich juristisch erlaubt, Verluste in eine andere Firma einzubringen, wenn diese mit grosser Wahrscheinlichkeit pleite gehen wird ?
• Handelt es sich nicht um eine verschleppte Insolvenz, wenn man eine Firma ausgründet mit dem alleinigen Ziel, alle Riskopositionen einer anderen Firma zu übernehmen ?
• Ist es eigentlich erlaubt eine Firma zu gründen, die zum Zwecke der Verlustoptimierung gegründet wird ?
• Ist das nur bei staatlichen Firmen erlaubt, oder dürfen Firmen in der freien Wirtschaft das auch ?Oder ist das in der freien Wirtschaft so üblich und staatliche Firmen machen das nur nach ?
  

About the the death of the winning Blue Ray Disc

In my point of view, the Blue Ray Disc is actually dead. The movies in Germany are still too expensive.

NEC, Microsoft, Toshiba, Intel, IBM und Hewlett Packard had formed the HD-consortium to promote the HD standard.

The all deceisive question however is: Why should one buy a mechanical disc with a movie or software on it when all stuff could actually better be stored on a USB-stick ? Since the 8 GB sticks are out and other non-mechanical memory devices surely on their way, why should one use an antique mechanical disc system ?

The only reason seems to be for copy protection purposes. I wonder if that is a sufficient reason to become a successful product ?

Maybe a small company who builds a copy protection into a USB stick will be the final winner ? If I were in electronics, I'd bet on that.

About a BBC documentary about Nano robots by Nick Green from 2004

Preliminary statement: I assume that journalists are always under pressure to make a story look interesting, even more interesting than it would actually appear to the majority of spectators (if they came across the subject themselves).

The documentry: In 2004, BBC aired a documentary on TV about the dangers of nano robots and the threatening end of the miniaturization of electronic devices, referred to as "the end of Moore's law" (see Wikipedia.com for details).

My statement about this documentary: The way that Nick Green builds up an apocalypic tension in that documentary saying (among other things) that "the end of Moore's law will bring our economic progress to a halt" and finally destroy our industrial civilization is at best provocative and at worst absolutely nonsense.

Everyone with a slightly clear mind will accept that indeed the miniaturization will come to a halt one day because at the size of the atom level it might not be possible to further miniaturize electronic devices.

However, the conclusions that Nick Green draws from this are pretty much outrageous and rediculous.

Nick Green elaborates that when this happens, companies will not be able to make any more profits.

I can only assume what his funny trails of thoughts want to express by this statement: If he wants to say that companies will not be able to continue competition due to this, I would suggest that he interviews some company leaders who sell products in a saturated market (because that's a similar situation):

It seems that Nick Green takes the view that only competition due to technical innovation let's a company go ahead of the other and therefore gain them a temporary winning margin which delivers them the gains that they need to survive the battle.

Wait: I tell Nick Green a secret: If that was true, our world would have stopped long ago: One thing is clear, if there is no technical progress in a certain sector with mass products such as e.g. butter there must be other mechanisms at work as reality shows us every day. So, how can those companies survive ??

Well, it's rediculous being forced to answer that question, I actually feel like an idiot: In short I could say: The company with the better management will succeed the economic battle.

But, all right, I give some more ideas: The company with the higher marketing budget will probably gain an advantage (and the battle), the company with the cooler packaging design will win the battle, the company with the better sales personal will win the battle, the company with the better milk buying agents who get a better milk prize will win the battle and so on and so on and so on.

And what about the end customer: Will he suffer from the lack in technological progress in the production of butter or even computers and electronic devices ??

Answer: Of course not, as log as you don't take the butter or the computer away from him: The end customer still can do wonderful things with the butter of a hundred years or a computer - e.g. writing better articles than other authors against stupid documentaries such as the one by Nick Green.

And by the way, there will be technological progress in other areas so there is always hope.

End note: Thank you BBC for all the other great documentaries.-